16 proven ways to save money on car insurance.

If you decided to get a car you should also think about the insurance. Of course you don't want to pay a lot of money for it. And you should know that there is a way that you don't have to pay so much money... Here are 15 ways of making it happen:
1)Keep your car in a garage or on a drive way and tell your insurance company this.
2)Get a cheaper quote from another car insurance company and tell your existing insurance company and see if they will give you an even better deal.
3)Buy your car insurance online as you may find you can get a discount for buying online.
4)Pay your premium as an upfront lump sum so that you avoid paying interest on top of your premiums. Car insurance companies usually charge a lot of interest so even if you do not have the cash up front, you may still be better off borrowing the money more cheaply elsewhere. You could for example pay for your insurance with your credit card and then do a balance transfer to another one of your credit cards charging lower interest than your car insurance company.
5)Add a second person who has a good record to the insurance cover as sometimes this can lower your premium.
6) Be as accurate as possible when giving your annual mileage to the insurance company
7) If you do low mileage in your car, then consider agreeing to limited mileage insurance so you are covered for a certain number of miles.
8)Fit an immobiliser or car alarm, preferably both
9)If you have an older car, consider changing your insurance from comprehensive cover to third party, fire and theft cover.
10) Choose as high an excess as you can afford to pay in the event of a claim
11)There is a way that you don't drive your car at all
12)You can let your grandmother drive it especially after midnight... No cops will stop her.
13)After driving one way you can go home back to front.
14)If your son or daughter is driving the car you have to sit next to them because then your insurance will be cheaper
15) Just don't get a car.
16) make friends with atlanta auto accident attorney Jim Northland 866-638-5378 =)

Less lives – more money!

A car accident is an incident during which an automobile either departs from regular pathway into a ditch, or collides with anything that causes damage to the automobile, including other automobiles, telephone poles, buildings, and trees. Sometimes a car accident may also refer to an automobile striking a human or animal. Car accidents — also called road traffic accidents (RTAs), traffic collisions, auto accidents, road accidents, personal injury collisions, motor vehicle accidents, and crashes — kill an estimated 1.2 million people worldwide each year, and injure about forty times this number (WHO, 2004). The term accident is considered an inappropriate word by some, as reliable sources estimate that upwards of 90% are the result of driver negligence. In the UK the Department of Transport publish road deaths in each type of vehicle. These statistics are available as "Risk of injury measured by percentage of drivers injured in a two car injury accident.

Every year about 1,2 million people die in car accidents, and more than 50 million get serious injuries. The only other thing in the world that takes more lives are AIDS. About this is written in the Worldwide organization of health.
The leaders in this horrible statistics are the developing countries in Europe. If in the US on 100 thousand inhabitants there are only 15 deaths in auto accidents, than in Africa this mark is 28 deaths. The highest mortality rate is registered in Salvador – 48 people out of 100 thousands. And if remake this statistic for cars than it will be even more contrastive - in the US almost every citizen has a car.
The WHO say that their research is the first trial for 30 years to class the damage out of the auto accidents in the world scale. Characteristically that the report of the 1962 year was named ”Accidents on the road.”, and in the new 217 paged work the expression “accident” is not used even once – the experts think that these tragedies where in a certain way where by the nature of the case. But still the government thinks of this problem as the problem of health but the transport problem.

The result should be that people should think more about the safety. New cars should be made safier and the roads should be better.
If all will stay the same then till 2020 year the deaths will be the same like from AIDS. And even be higher in 60%